How to Use Your Anthem Blue Cross Benefits for Therapy in Los Angeles
If you have Anthem Blue Cross insurance and you're looking for a therapist in Los Angeles, you're in luck. Elite Psychology Group is in-network with Anthem Blue Cross, serving clients in LA County from Santa Monica to Pasadena, and throughout California.
Here's what you need to know about using your Anthem Blue Cross mental health benefits in Los Angeles.
What Does Anthem Blue Cross Cover for Therapy in Los Angeles?
Anthem Blue Cross covers individual therapy, couples therapy, family therapy, and psychological testing. Most plans include:
Your Cost:
- Copay: Varies based on your plan
- Coinsurance: Varies based on plan after deductible
- Deductible: Amount you pay before insurance coverage begins
Mental health services are essential health benefits under the ACA, meaning Anthem Blue Cross covers them at the same level as physical health services.
Step 1: Verify Your Anthem Blue Cross Coverage
Call Anthem Blue Cross (number on your card) and ask:
- What's my copay/coinsurance for therapy?
- Have I met my deductible?
- How many sessions are covered?
- Do I need prior authorization?
Or let us verify for you. Give us your insurance info and we'll confirm your exact coverage before your first session—no surprises.
Step 2: Choose an Anthem Blue Cross In-Network Therapist in LA
Elite Psychology Group accepts most Anthem Blue Cross plans including:
- Anthem Blue Cross PPO
- Anthem Blue Cross HMO
- Anthem Blue Cross Select HMO
- Covered California plans through Anthem Blue Cross
Why In-Network Saves You Money:Out-of-network therapists cost 2-3x more and require you to file claims yourself. In-network providers like us bill Anthem Blue Cross directly and charge only your copay.
Finding Your Therapist:All our Los Angeles therapists are licensed in California or being supervised and accruing hours towards licensure and specialize in anxiety, depression, trauma, relationship therapy, and life transitions. Browse our provider bios to find the right fit.
Step 3: Schedule Your First Session
What to Bring:
- Anthem Blue Cross insurance card
- Photo ID
- Payment for copay
Your first session is 50-60 minutes. We'll collect insurance info and your copay up front, then you can focus on what matters—your mental health.
How Billing Works
- You attend your session and pay your copay
- We bill Anthem Blue Cross directly
- Anthem Blue Cross processes the claim (2-4 weeks)
- You receive an Explanation of Benefits showing coverage
No surprise bills. To bill insurance, we provide a diagnosis code—standard practice we'll discuss with you. Your sessions remain confidential under HIPAA.
Common Questions About Anthem Blue Cross Therapy in LA
Do I need a referral?Most Anthem Blue Cross plans don't require a referral. Some HMO plans might—we can verify.
What if I haven't met my deductible?You'll pay the full session rate until you reach it, then only your copay.
Does Anthem Blue Cross cover telehealth?Yes, at the same rate as in-person sessions.
Can I switch therapists?Absolutely. We can connect you with another team member if the first isn't the right fit.
When to Consider Private Pay
Some clients choose to pay out-of-pocket for:
- Complete privacy (no diagnosis in medical records)
- Longer or more frequent sessions
- Specialized services like executive coaching
We can discuss sliding scale options or out-of-network reimbursement if cost is a concern.
Maximize Your Anthem Blue Cross Benefits
Employee Assistance Program: Many Anthem Blue Cross plans include additional EAP sessions and crisis support.
Preventive Care: You don't need to be in crisis. Use therapy for stress management and personal growth.
Family Coverage: Family members on your plan have mental health benefits too.
Ready to Start Therapy with Anthem Blue Cross in LA?
Get started in 3 steps:
- Contact us for a free consultation
- We'll verify your Anthem Blue Cross benefits
- Schedule with one of our LA psychologists
Elite Psychology Group accepts Anthem Blue Cross insurance throughout Los Angeles County and California. We offer therapy for anxiety, depression, trauma, relationship issues, and more—both in-person and via telehealth.
Contact Elite Psychology Group today to use your Anthem Blue Cross benefits.